Date | 11 February 2026
Location | Live Online via Microsoft Teams
Join the Association of Governance, Risk and Compliance for an essential webinar examining the critical threat that money mules pose to financial institutions and the broader economy.
This session will provide compliance professionals, risk managers, and anti-financial crime specialists with comprehensive insights into one of the most prevalent facilitation methods used in modern money laundering schemes.
What You’ll Learn
- Understanding Money Mules: The Fundamentals – What money mules are, why they represent a significant vulnerability in the financial system, and how they serve as crucial intermediaries in layering illicit funds.
- Recruitment Tactics and Victim Profiles – How criminal networks recruit money mules through job advertisements, romance scams, and social media manipulation, and who typically becomes involved, from students to financially vulnerable individuals.
- Operational Methods and Typologies – How money mule networks operate, typical transaction patterns, and various typologies from simple transfers to complex multi-jurisdictional chains.
- The UK and EU Regulatory Landscape – Current regulatory frameworks, guidance from the FCA, NCA, and Europol, recent enforcement actions, and cross-border coordination efforts.
- Detection and Prevention Strategies – Red flag indicators, transaction monitoring best practices, customer due diligence enhancements, and the role of technology and information sharing in disrupting networks.
- Institutional Responsibilities and Risk Management – Regulatory obligations, staff training requirements, customer education, reporting duties, and balancing risk management with customer relationships.
This webinar is designed for compliance officers, MLROs, risk managers, fraud prevention specialists, and anyone responsible for anti-money laundering controls within financial services organisations.
Register now to secure your place.
Speakers
Natalie Detsik
Advisor on AML/KYC, Terrorism Financing, Fraud, Sanctions, Bribery & Corruption, Tax Evasion, Screening, Transaction Monitoring, Risk Analysis, Audits | Speaker | Trainer | Author | Mentor | Board Member
Ms. Natalie Detsik is a strategic financial crime prevention leader driving enterprise wide risk management, regulatory alignment, and audit readiness across complex organizations. Expert in designing compliance frameworks, optimizing transaction monitoring, and guiding AML strategy through data-driven insights. Recognized for fostering governance, enhancing oversight structures, and enabling cross-functional collaboration that strengthens regulatory resilience. Trusted advisor to senior stakeholders, delivering actionable guidance on policy, onboarding, and new product risk. Influences change by translating evolving regulations into practical safeguards that protect operations, reduce exposure, and support sustainable compliance growth. An energetic, outward-looking and mindful leader who combines both genuine empathy and intercultural awareness and whose working style is marked by executive leadership and can-do-attitude.
Chief Compliance Officer & MLRO | Wallester
Paul Munson is an industry specialist in financial crime and compliance, with significant experience both within financial services firms and as a regulator and member of law enforcement. At the FCA, Paul piloted the risk assurance work stream to manage risk across all sectors of financial services, he also managed the E-Money Thematic review of EMIs in the UK and published the findings. After the FCA, Paul has held roles in E-Money and Crypto firms as Head of Compliance/MLRO and worked with new entrants to the UK market to establish effective AML/TF/Fraud controls and seek FCA approval to operate in the UK.